Banking at Dundalk Credit Union
Bank with Dundalk Credit Union and experience friendly, helpful service at our office location or use our self-serve options for your 24 hour banking needs.
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Banking FAQs
What is a share membership?
In order to participate in our credit union, you must purchase a membership share at a cost of $25, which entitles you to utilize our financial products and services, vote at our annual meeting and be eligible to run for our board of directors. Holding a membership in our credit union means you are not just a customer, you are an owner.
How do I open a personal account?
To open a personal bank account, contact us to clarify what documentation is required and to schedule an appointment.
How do I open a business account?
Contact our reception desk to clarify documentation requirements and make an appointment at our Dundalk location to come in and open the account.
What identification is acceptable for opening an account?
To open a personal bank account, one piece of original valid government issued (federal, provincial or territorial) photo identification is required for each account holder. A health card is not an acceptable form of identification in Ontario.
For other types of acceptable identification to open an account, please contact our reception desk for assistance.
Can I receive direct deposits and automatic withdrawals?
You can receive direct deposits into any type of account at the Dundalk Credit Union. For direct deposits going into savings accounts please obtain a credit union letter confirming your banking details.
Automatic withdrawals can be processed through any Dundalk Credit Union chequing account.
How do I receive my bank statement?
Bank statements are produced at each month end and can be picked up with your original cheques in person at the Dundalk location within 10 banking days.
Bank statements can also be produced at any time through online banking.
Bank statements may be mailed at your request for a fee.
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Deposit Slip
Interest Bearing Personal Chequing
A Dundalk Credit Union personal chequing account can be used for all your personal banking needs. With no minimum balance required and a low monthly fee of $3.00 per month on active personal chequing accounts you get:
- Monthly bank statements or a passbook
- Unlimited deposits and withdrawals
- Unlimited cheque transactions
- Access to night depository services
- Access to online banking
- Free deposits, withdrawals and transfers at DDCU ATM locations
- Interest calculated on your daily balance over $1,000 and paid monthly
With a Personal Chequing account you also have:
- ATM/POS access (fees may apply)
- Bill payment options (fees may apply)
For your personal borrowing needs, please contact our Personal Loans & Residential Loans Officer.
Savings Account
A Dundalk Credit Union personal savings account gives you easy access to your savings. With no minimum balance required and no monthly maintenance fee you get:
- A passbook
- Unlimited deposits and withdrawals
- Access to night depository services
- Access to online banking
- Free deposits, withdrawals and transfers at DDCU ATM locations
- Interest calculated on your minimum monthly balance and paid semi-annually in February and August
With a Savings account you also have:
- ATM/POS access (fees may apply)
- Bill payment options (fees may apply)
Agricultural Chequing
A Dundalk Credit Union agricultural chequing account is a cost effective way to handle your agricultural banking needs. With no minimum balance required and a low monthly fee of $7.00 per month on active agricultural chequing accounts you get:
- Monthly bank statements with original cheques returned
- Unlimited deposits and withdrawals
- Unlimited cheque transactions
- Access to night depository services
- Access to online banking
- Free deposits, withdrawals and transfers at DDCU ATM locations
With an agricultural chequing account you also have:
- ATM/POS access (fees may apply)
- Bill payment options (fees may apply)
For your agricultural related borrowing needs, please contact our Agricultural Account Manager.
Business Chequing
A Dundalk Credit Union business chequing account offers small businesses a cost effective banking alternative. With no minimum balance required and a low monthly fee of $7.00 per month on active business chequing accounts you get:
- Monthly bank statements with original cheques returned
- Unlimited deposits and withdrawals
- Unlimited cheque transactions
- Unlimited cash/coin handling services
- Access to night depository services
- Access to online banking
- Free deposits, withdrawals and transfers at DDCU ATM locations
With a business chequing account you also have:
- ATM/POS access (fees may apply)
- Bill payment options (fees may apply)
For your business related borrowing needs, please contact our Commercial Account Manager.
If you are a small business owner or looking at starting your own business, go to https://www.ontario.ca/page/business-name-registration for some useful information!
Are you looking to start a direct deposit to or a direct withdrawal from your Dundalk Credit Union bank account?
You will need the following banking information:
Transit No. 01362
Institution No. 828
Account number #######
You can also find this information at the bottom of your cheque as shown in the picture to the right. If you need further assistance please contact us.