Dundalk Credit Union Service Fees

Our current Service Fees are below and available in PDF by clicking HERE.

Personal Chequing Account Monthly Maintenance Fee 
*Charged on active accounts only
Agricultural Chequing Account Monthly Maintenance Fee
*Charged on active accounts only
Business Chequing Account Monthly Maintenance Fee
*Charged on active accounts only

Bill Payments

In-branch bill payment (members) $1.25
Online bill payments (members) $1.00
All bill payments for senior members
*59 years and older
No Charge

DDCU Debit Card Fees

Point of sale debit transaction fee $0.50
ATM cash withdrawal (DDCU ATM) No charge
ATM cash withdrawal (Other financial institution) $1.75

Interac e-Transfer® Fees

Initiate e-Transfer $1.00 per e-Transfer
Receive e-Transfer No Charge

Auto Request e-Transfer

$1.00 per request

Manual refund of declined/cancelled or expired e-Transfer

*This fee applies if a declined/cancelled or expired e-Transfer is not reclaimed by the member and the Credit Union manually refunds the member’s account.

$5.00 per transaction

Cheque Certification

Certification requested by issuer $7.00
Certification requested by recipient $15.00

Other Fees

Bank Drafts $7.00
Office Encoded Counter Cheuqes 12 / $5.00
Manual Transfer Request (not in person) $2.00 per request
Returned Item Fee $45.00
Returned Cheques (Chargebacks)
*A cheque that you deposit or cash that is returned unpaid
Account Overdraft Charge $10.00 per month
Stop Payments
(Full details provided)
$10.00 per request
Stop Payments
(Full details not provided or Direct Debit stop payments)
$20.00 per request
CDN $ Funds transfer through Bill Payment services $3.00
Account Statement mail out fee
*Account Statements are available for pick-up at no charge from the branch
$3.00 per mailing