Dundalk Credit Union Service Fees

The Monthly Maintenance Fee on Agricultural and Business chequing accounts will increase to $7.00 per month beginning January 15, 2022.  Click HERE for the Service Fee brochure effective January 15, 2022.

Our current Service Fees are below and available in PDF by clicking HERE.

Personal Chequing Account Monthly Maintenance Fee 
*Charged on active accounts only
Agricultural Chequing Account Monthly Maintenance Fee
*Charged on active accounts only
Business Chequing Account Monthly Maintenance Fee
*Charged on active accounts only

Bill Payments

In-branch bill payment (members) $1.25
Online bill payments (members) $1.00
All bill payments for senior members
*59 years and older
No Charge

DDCU Debit Card Fees

Point of sale debit transaction fee $0.50
ATM cash withdrawal (DDCU ATM) No charge
ATM cash withdrawal (Other financial institution) $1.75

Interac e-Transfer® Fees

Initiate e-Transfer $1.00 per e-Transfer
Receive e-Transfer No Charge

Auto Request e-Transfer

$1.00 per request

Manual refund of declined/cancelled or expired e-Transfer

*This fee applies if a declined/cancelled or expired e-Transfer is not reclaimed by the member and the Credit Union manually refunds the member’s account.

$5.00 per transaction

Cheque Certification

Certification requested by issuer $7.00
Certification requested by recipient $15.00

Other Fees

Bank Drafts $7.00
Office Encoded Counter Cheuqes 12 / $5.00
Manual Transfer Request (not in person) $2.00 per request
Returned Item Fee $45.00
Returned Cheques (Chargebacks)
*A cheque that you deposit or cash that is returned unpaid
Account Overdraft Charge $10.00 per month
Stop Payments
(Full details provided)
$10.00 per request
Stop Payments
(Full details not provided or Direct Debit stop payments)
$20.00 per request
CDN $ Funds transfer through Bill Payment services $3.00
Account Statement mail out fee
*Account Statements are available for pick-up at no charge from the branch
$3.00 per mailing